$449,000
120 COUNTY ROAD 309C, Palatka, FL 32177, Palatka, FL 32177
Palatka
- Price
- $449,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 7.44 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 177
Opportunities like this don't come around often in Palatka. This 7.44-acre property offers the kind of space and privacy many people are searching for but rarely find this close to town. Tucked away in a peaceful setting, it's the perfect place to build your dream home, start a homestead, or simply enjoy the quiet and freedom that comes with owning land. Imagine having room for gardens, animals, and outdoor living while still being minutes from everyday essentials. HCA Florida Putnam Hospital is just 5 minutes away, and in only 7 minutes you can be on Highway 19, where Palatka's main shopping, dining, and entertainment are located. Properties that combine acreage, privacy, and convenience like this tend to catch attention quickly. Schedule a showing and see the potential for yourself.
What to check on this one
- Verify flood zone designation with FEMA map—affects buildability and insurance.
- Confirm septic and well feasibility; request soil test and percolation results.
- Check setback requirements and zoning for intended use (home, homestead, etc.).
- Obtain survey; verify no easements or deed restrictions limit development.
- Confirm utilities available or cost to extend; assess road access and maintenance.
- Review Putnam County site plan and permitting timeline for your planned use.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $359,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Mar 9, 2026, 1:15 AM.
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