Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$696,011

139 SADDLEBUNCH Court, St. Johns, FL 32259

Rivertown Cove

Price
$696,011
Beds / Baths
4 / 3
Living area
3,036 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
20

Lot 65 - Welcome to the Rowan, thoughtfully designed with a charming Coastal Elevation that captures timeless curb appeal and relaxed Florida living. A welcoming foyer opens to a bright, spacious Great Room that flows seamlessly into the dining area and island kitchen--ideal for entertaining and everyday comfort. A 12' multi-sliding glass door extends living space to a generous covered lanai for effortless indoor-outdoor enjoyment. A private Study replaces the flex room, perfect for a home office or retreat. Upstairs, a large loft separates three secondary bedrooms from the serene owner's suite with a walk-in closet. A 2-car tandem garage adds extra storage. Located in RiverTown along the St. Johns River, residents enjoy resort-style amenities, parks, lakes, preserves, and miles of scenic trails.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review HOA covenants for short-term rental restrictions or caps.
  • Confirm builder warranty coverage and transferability to buyer.
  • Inspect 2-car tandem garage layout—measure vehicle fit and clearance.
  • Verify completion date and builder's certificate of occupancy status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,611/mo
Property tax (1.1% eff., St. Johns Co.)$638/mo
Homeowners insurance (est.)$406/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,826/mo

Loan $556,809 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Mar 29, 2026, 2:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.