$285,000
3114 ZEYNO Drive, Middleburg, FL 32068
Retreat
- Price
- $285,000
- Beds / Baths
- 3 / 2
- Living area
- 1,608 sqft
- Year built
- 2013
- Type
- Residential
- Lot
- 0.2 ac
- Garage
- 2
- HOA
- $29/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 178
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in a quiet, well-kept community. Property features a desirable split floorplan, offering both comfort and privacy. Pride of ownership is evident throughout, making this home truly move-in ready. Enjoy the added benefits of NO CDD fees and a low HOA, helping keep your monthly costs down. Conveniently located just minutes from top-rated Clay County schools, local parks, shopping, dining, and with easy access to major highways for an easy commute. This well-cared-for home offers the perfect combination of location, value, and lifestyle. Don't miss the opportunity to make it yours!
What to check on this one
- Verify roof age and get 4-point inspection report before offer.
- Confirm HOA $29/mo covers what; request last 12 months statements.
- Pull FEMA flood map yourself; listing shows 'unknown' flood zone.
- Check Clay County Property Appraiser for any open code violations.
- Inspect plumbing type (polybutylene common in 2013; verify condition).
- Review HOA bylaws for rental restrictions if you plan to lease.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $228,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KALLAM REALTY GROUP PLLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 1:56 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.