$1,055,000
391595 PROSPECT Landing, Hilliard, FL 32046, Hilliard, FL 32046
Prospect Landing
- Price
- $1,055,000
- Beds / Baths
- 6 / 5
- Living area
- 3,873 sqft
- Year built
- 2006
- Type
- Residential
- Lot
- 6.43 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 166
$272/sqft asking, vs a $188/sqft median across 223 closed sales in 32046 over the last 12 months — 45% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Rare opportunity to own a stunning, peaceful high-and-dry property shaded by majestic live oak trees! This spacious home features 12-foot ceilings, crown molding, a striking stone fireplace, and an open floor plan designed for entertaining. The chef's kitchen offers custom maple cabinetry, gas cooktop, oversized island, and breakfast nook overlooking the resort-style pool and guest house. The private primary suite includes vaulted ceilings, dual walk-in closets, spa-like bath, and porch access. A separate wheelchair-accessible guest dwelling with full kitchen, fireplace, private entrance, and parking makes this property truly one of a kind. Enjoy the peaceful setting from the freeform pool with tanning shelf, LED lighting, and expansive paver deck -- all just minutes from the St. Marys River boat ramp and Ralph Simmons State Forest. Properties like this rarely come available!
What to check on this one
- Verify roof age and condition; 20-year-old roof may need replacement soon or inspection for insurer approval.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) — required by most insurers on 2006 homes.
- Confirm flood zone designation with Nassau County Property Appraiser; verify elevation certificate if in AE/VE.
- Have licensed inspector evaluate pool equipment, heater, and structural integrity of guest house separately.
- Request septic system service records and confirm current functionality; well water test results if applicable.
- Verify property survey and guest house legal status — confirm it meets setback/zoning codes as separate dwelling unit.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $844,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 7:25 PM.
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