Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$354,000

12635 ASHGLEN Drive N, Jacksonville, FL 32224, Jacksonville, FL 32224

Ashwood

Price
$354,000
Beds / Baths
3 / 2
Living area
1,490 sqft
Year built
1997
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$15/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
171

$238/sqft asking, vs a $261/sqft median across 1,004 closed sales in 32224 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Inviting home with a comfortable and functional floor plan. The main living area opens to a dining space, creating a great flow for everyday living. The kitchen offers plenty of cabinet and counter space and connects to a breakfast nook with natural light. Bedrooms provide generous space with neutral finishes throughout. The backyard includes a patio area and privacy fencing, offering room to relax or entertain. A 2-car garage and welcoming front exterior complete the home. Easy to show!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Get roof inspection report; verify age and remaining insurable life
  • Review 4-point inspection (roof, electrical, plumbing, HVAC) for insurer approval
  • Verify plumbing type; polybutylene or cast-iron lines common in 1997 builds
  • Confirm HOA $15/mo covers what; request governing docs and financials
  • Check HVAC age and maintenance records; compare replacement cost estimates

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,837/mo
Property tax (1.1% eff., Duval Co.)$325/mo
Homeowners insurance (est.)$292/mo
HOA$15/mo
All-in monthly (est.)$2,469/mo

Loan $283,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOVEREIGN REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.