Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$460,000

1259 FRUIT COVE Road S, St. Johns, FL 32259, St. Johns, FL 32259

Mandarin Meadows

Price
$460,000
Beds / Baths
3 / 2
Living area
1,483 sqft
Year built
1972
Type
Residential
Lot
0.35 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
179
Elementary
Julington Creek
High school
Creekside

$310/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the Freedom of Fruit Cove! This beautifully updated home offers the rare combination of modern luxury and 'Old Florida' freedom with NO HOA or CDD fees. Nestled on a sprawling, oversized lot, this property is a dream for those who want space to breathe and room for their toys--bring your boat, RV, or trailer! The interior is bathed in natural light thanks to upgraded energy-efficient windows, while the heavy lifting has already been done for you with a newer roof (3 years old). Step outside to your private backyard oasis, featuring a massive fenced-in lawn and a pristine fiberglass pool perfect for year-round entertaining. Located in the heart of 32259, you are minutes from the St. Johns River and zoned for the state's top-ranked school district (Julington Creek Elementary, Fruit Cove Middle, and Creekside High). Don't miss this chance to own a piece of St. Johns County without the restrictive rules!

What to check on this one

  • Verify roof age—listing claims 3 years; confirm with inspector and insurer approval.
  • Obtain flood zone designation from FEMA map; may affect insurance and financing.
  • Get septic system inspection and service records—1972 home likely on septic.
  • Check for polybutylene or cast-iron plumbing; 1972 build date is red flag.
  • Inspect pool equipment age, condition, and maintenance history before closing.
  • Confirm property is NOT in CDD or HOA—verify with St. Johns County records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,387/mo
Property tax (1.1% eff., St. Johns Co.)$422/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,101/mo

Loan $368,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 4:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.