Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$425,000

558 PALACE Drive, St. Augustine, FL 32084, St. Augustine, FL 32084

San Salito

Price
$425,000
Beds / Baths
3 / 2
Living area
1,803 sqft
Year built
2019
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$222/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
172
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

$236/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

NO CDD FEE HERE!!! ENJOY THE PEACE & QUIET SURROUNDING THIS IMMACULATE, UPGRADED CLIFTON MODEL ON WOODED PRESERVE NEAR THE CUL DE SAC IN THE 55+' GATED SECTION OF SAN SALITO. BEAUTIFUL LVP FLOORING IN ALL MAIN LIVING SPACES FOR EASY UPKEEP! GENEROUS KITCHEN W/ UPGRADED FRIGIDAIRE GALLERY APPLIANCES, ''FARM SIZE'' SINK IN CENTER ISLAND, GRANITE COUNTERS, PULLOUT SHELVES IN MOST CABINETS & WALK IN PANTRY! OPEN GREAT ROOM & DINING AREA MAKE IT EASY TO ADAPT YOUR FURNITURE TO YOUR LIFESTYLE!! OWNERS SUITE BOASTS HUGE MAIN MASTER CLOSET, ''SPACIOUS'' SHOWER, HIS AND HER VANITY PLUS LARGE '' EXTRA'' WALK IN CLOSET IN BR. UPGRADED LIGHTING & FANS, TIMERS FOR YOUR SHOWER & WC FANS. SCREENED COVERED LANAI OVERLOOKS PRESERVE & YOU CAN ENJOY THE FRONT PORCH W/ PENTY OF ''PORCH SITTING'' SPACE!! ALSO NOTE: EXTERIOR PAINTED 2/2026, NEW HOT WATER HEATER 3/2026, WHOLE HOUSE SURGE PROTECTOR! GUTTERS W/ DEBRIS SHIELD!! OWNERS IN THE 55+ HAVE THEIR OWN AMENITIES & USE OF SAN SALITO AMENITIES

What to check on this one

  • Verify HOA $222/mo covers what—insurance, maintenance, amenities access, 55+ rules enforcement.
  • Confirm flood zone designation and get elevation certificate if in AE/VE.
  • Review 55+ age-restriction covenants and any transfer/resale limitations in HOA docs.
  • Inspect exterior paint (2/2026) and hot water heater (3/2026) warranties and receipts.
  • Request HOA financial statements, reserve fund status, and any pending special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,205/mo
Property tax (1.1% eff., St. Johns Co.)$390/mo
Homeowners insurance (est.)$292/mo
HOA$222/mo
All-in monthly (est.)$3,109/mo

Loan $340,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.