Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$409,000

86642 SERENITY LAKE Court, Yulee, FL 32097, Yulee, FL 32097

The Hideaway

Price
$409,000
Beds / Baths
4 / 3
Living area
2,078 sqft
Year built
2020
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$75/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
21

Tucked inside The Hideaway with an ASSUMABLE 3.125% VA Loan, this beautifully maintained 4 bedroom, 3 bath home offers the perfect blend of space, functionality, and peaceful waterfront living. Step inside to a bright, open-concept layout where the kitchen, dining, and living areas seamlessly connect--designed for both everyday living and effortless entertaining. Large windows frame tranquil views of the backyard, pond, and wooded backdrop, bringing in natural light and a sense of calm throughout the main living spaces. Durable vinyl flooring runs through the primary areas, creating a cohesive and low-maintenance foundation. The kitchen is both stylish and practical, featuring Corian countertops, a generous island for gathering, ample cabinet space, and a large walk-in pantry to keep everything organized. Downstairs, the owner's suite offers a private retreat with an en-suite bath, while two additional bedrooms and a full bathroom provide comfortable space for family or guests. Upstairs, you'll find a versatile bonus area complete with its own private bathroom--ideal for a teen suite, home office, media room, or in-law setup. Situated on a beautiful waterfront lot, this home enjoys serene views of both water and woods. The fully fenced backyard offers plenty of space to play, garden, or let pets roam freely. A screened lanai creates the perfect setting for slow mornings with coffee or relaxing evenings overlooking the pond. If you've been looking for space, flexibility, and peaceful water views all in one--this one checks the boxes.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for waterfront lot
  • Confirm VA loan assumability terms, rate lock timeline, and lender approval requirements
  • Review HOA covenants, restrictions, and any waterfront-specific maintenance obligations
  • Inspect pond/water feature ownership, liability, and maintenance responsibility documentation
  • Confirm in-law suite complies with Nassau County zoning and rental restrictions

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,122/mo
Property tax (1.1% eff., Nassau Co.)$375/mo
Homeowners insurance (est.)$292/mo
HOA$75/mo
All-in monthly (est.)$2,864/mo

Loan $327,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.