Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$415,000

12785 MARICOPA Way, Jacksonville, FL 32246

Indian Springs

Price
$415,000
Beds / Baths
4 / 3
Living area
2,104 sqft
Year built
1979
Type
Residential
Lot
0.19 ac
Garage
0
HOA
$30/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
174

This updated 4 bedroom and 3 bathroom home features two master suites and two additional generous bedrooms. The home has been updated recently to include an exceptional kitchen with abundant cabinetry, granite countertops, stainless steel appliances, hardwood and vinyl plank flooring., newer roof (2019) and recently replaced HVAC. Additional features of this home include a Florida room, wood burning fireplace and a fenced in backyard. Assumable FHA loan at 4.25% with qualified buyers! This home won't last long! Book your tour today!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm roof inspection report from 2019 install; check insurer acceptance
  • Order 4-point inspection (home built 1979) and wind-mitigation report
  • Verify HVAC replacement date and get contractor warranty documentation
  • Review HOA covenants for rental restrictions if applicable to your plans
  • Confirm assumable FHA loan terms, rates, and lender approval requirements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,153/mo
Property tax (1.1% eff., Duval Co.)$380/mo
Homeowners insurance (est.)$292/mo
HOA$30/mo
All-in monthly (est.)$2,855/mo

Loan $332,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HONEYCOMB REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.