$165,000
3125 BLACK CREEK Drive, Middleburg, FL 32068, Middleburg, FL 32068
Black Creek Shores
- Price
- $165,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.47 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 182
Looking for space to build a custom home with navigable water access to Black Creek, no HOA, AND utilities established onsite?! Look no further! This 1.47 acre parcel is a blank slate just waiting for YOU! Come check out this serene waterfront escape before someone else finds it!
What to check on this one
- Confirm flood zone designation and obtain elevation certificate for Black Creek waterfront.
- Verify utilities on-site: water, sewer, electric line locations and capacity for build.
- Request survey and wetland delineation report; confirm buildable area.
- Check Clay County zoning, setbacks, and septic/well feasibility for custom home.
- Inspect Black Creek navigability, riparian rights, and any dock/mooring restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $132,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 9, 2026, 4:35 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.