Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$274,900

675 SW ORCHID Avenue, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Bird Addition

Price
$274,900
Beds / Baths
3 / 2
Living area
1,335 sqft
Year built
1997
Type
Residential
Lot
0.27 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
183
Elementary
Keystone Heights
High school
Keystone Heights

$206/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Adorable and updated split bedroom plan near Keystone schools and convenient to downtown. Updates include roof, LVP, kitchen and bathroom countertops, water heater, drain field to name a few. A room off the kitchen can serve as a fourth bedroom, office, playroom, nursery, etc. Spacious closets and attached garage. There is a corner fireplace in the comfortable living room and access to private back yard. This one won't last long!

What to check on this one

  • Verify roof age and get current insurance quote — home is 27 years old
  • Confirm flood zone designation and obtain elevation certificate if needed
  • Request septic system inspection report and drain field replacement documentation
  • Review plumbing materials — polybutylene or cast-iron common in 1997 builds
  • Get 4-point inspection quote for insurance requirements on this age/condition

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,426/mo
Property tax (1.1% eff., Clay Co.)$252/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,970/mo

Loan $219,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jul 7, 2026, 4:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.