Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$288,000

7577 HOT SPRINGS Court, Keystone Heights, FL 32656

Big Tree Lakes

Price
$288,000
Beds / Baths
3 / 3
Living area
1,560 sqft
Year built
2024
Type
Residential
Lot
2 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
186

2024 home on 2 fully fenced acres, that can be split, in Keystone Heights with NO HOA. This thoughtfully designed 3-bedroom, 2.5-bath split floor plan features a bright open living area and a spacious kitchen with a large center island, soft-close cabinetry, and full appliance package highlighted by the oversize refrigerator. Seamless textured walls throughout create a clean, finished look that feels like site-built construction. The private primary suite offers a walk-in closet and soaking/garden tub, and step in shower. Two additional bedrooms share a Jack and Jill bath, plus a convenient half bath off the laundry area (washer and dryer included). Two gated entrances provide easy access with plenty of room for boats, RVs, animals, or future additions. New well and septic installed in 2024. Acreage, privacy, and modern design all in one package. Comcast high speed internet is available. Also includes Parcel #14-08-23-001437-385-00, which could be sold separately from the home.

What to check on this one

  • Verify new well and septic system permits and inspection reports from Clay County.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Review mobile home tie-down/foundation documentation and wind-mitigation compliance.
  • Get lot-split feasibility letter from Clay County—confirm zoning allows subdivision.
  • Inspect roof condition and manufacturer warranty; confirm wind/hail coverage available.
  • Verify Comcast service availability in writing; check for easement or pole agreements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,494/mo
Property tax (1.1% eff., Clay Co.)$264/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,050/mo

Loan $230,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER SMITH AND SMITH REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.