Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,999

131 COTTAGE Avenue, Jacksonville, FL 32206

Springfield

Price
$399,999
Beds / Baths
3 / 3
Living area
1,552 sqft
Year built
1922
Type
Residential
Lot
0.12 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
184
Elementary
Andrew A. Robinson
Middle
Matthew Gilbert
High school
William M. Raines

Live in the heart of Historic Springfield in this beautifully updated 3-bedroom, 2.5-bath home that blends classic charm with modern style. This thoughtfully redesigned single-story residence offers a bright, open layout with abundant natural light, hardwood and tile flooring throughout, and contemporary finishes at every turn. The kitchen is a true standout, featuring sleek quartz countertops, stainless steel appliances, refreshed cabinetry, and plenty of prep and storage space. Outside, you'll find off-street parking and a generously sized, fully fenced backyard--perfect for relaxing, entertaining, or giving pets room to roam. Located just minutes from Downtown Jacksonville and within walking distance to popular restaurants, shops, and nightlife, this home offers both character and convenience. Easy access to public transportation. Schedule your private tour today!

What to check on this one

  • Verify roof age and get 4-point inspection—1922 home will need it for insurance.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Order plumbing inspection—cast-iron or polybutylene common in homes this old.
  • Request full renovation scope and permits pulled for kitchen, electrical, plumbing work.
  • Check homeowners insurance availability and quotes before offer; older homes face carrier limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., Duval Co.)$367/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,735/mo

Loan $319,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 1:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.