Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,000

55 S DIXIE Highway, St. Augustine, FL 32084

Andalucia Park

Price
$649,000
Beds / Baths
2 / 1
Living area
1,920 sqft
Year built
1925
Type
MultiFamily
Lot
0.13 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
184

Historic charm meets modern performance in this 1925 St. Augustine treasure. Fully restored and upgraded with a new roof, windows, electrical, plumbing, siding, and more--bringing it up to 2025 standards. The first floor is leased as office space through October 2026, providing steady income. Upstairs, a beautifully furnished two-bedroom apartment operates as a vacation rental, consistently achieving nearly 250 booked nights each year. Located within easy reach of St. Augustine's historic district, dining, and attractions, this property offers a rare combination of character and cash flow. Showings by appointment only. Financial details available to qualified buyers.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for St. Johns County
  • Review both lease (office, through Oct 2026) and vacation rental agreement terms
  • Confirm new roof installation date, warranty, and materials used
  • Inspect plumbing/electrical upgrades — verify permits and final inspections completed
  • Request 3 years rental income documentation and actual vacancy/expense records
  • Confirm property is zoned for mixed office/residential and short-term rental use

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,368/mo
Property tax (1.1% eff., St. Johns Co.)$595/mo
Homeowners insurance (est.)$379/mo
All-in monthly (est.)$4,342/mo

Loan $519,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENDLESS SUMMER REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 1:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.