$770,000
1091 13TH Street N, Jacksonville Beach, FL 32250
Jacksonville Beach
- Price
- $770,000
- Beds / Baths
- 4 / 2
- Living area
- 2,086 sqft
- Year built
- 1991
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 182
$369/sqft asking, vs a $378/sqft median across 599 closed sales in 32250 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to Jacksonville Beach! This spacious 4 bedroom, 2 bathroom home offers the seamless blend between coastal living and southern charm. With a total of 3 huge porches, you will be able to enjoy the Eastern morning sun in your backyard oasis and then the Western afternoon sky from the front porch swing or from the private primary suite balcony. You will love eating al fresco under the lush, mature backyard trees and rest easy as you enjoy all of the owner updates including a new HVAC, backyard landscaping and grading, outdoor shower, kitchen appliances, bathroom fixtures, and much more. Natural light floods the open concept common areas while the generously sized bedrooms provide privacy and comfort for every member of the house. Located within a short bike ride to the beachfront, shopping, and dining; this home offers all the highlights and joys of coastal Florida living.
What to check on this one
- Verify roof age and get current inspection—home is 35 years old, insurers scrutinize post-1991 roofs.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) for insurer requirements.
- Check for polybutylene plumbing—common in 1991 builds, major insurance/resale red flag.
- Verify HVAC age claim and obtain service records; confirm system meets current code.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $616,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS JACKSONVILLE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.
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