Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$685,000

1855 MOORINGS Circle, Middleburg, FL 32068

Paradise Moorings

Price
$685,000
Beds / Baths
5 / 4
Living area
3,806 sqft
Year built
2005
Type
Residential
Lot
Garage
3
HOA
$130/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
186

$180/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this spacious 5-bedroom, 4-bathroom home with a wide, deep 3-car garage, ideally located in a desirable gated community on Fleming Island. Offering a functional layout, generous living spaces, and numerous updates, this home is designed for comfortable everyday living and effortless entertaining. The spacious first-floor primary suite provides a private retreat featuring two generous walk-in closets, an oversized walk-in shower, and stunning dual-sided marble vanities. A guest bedroom and full bathroom are also conveniently located downstairs, offering flexibility for guests or multigenerational living. The well-appointed kitchen features granite countertops, a stone backsplash, walk-in pantry, and 2022 stainless steel refrigerator and microwave. Wood flooring flows throughout the entire first floor, while the upstairs bedrooms feature replaced carpet. Plantation shutters are found throughout the home, with tile flooring in all bathrooms. Upstairs, you'll find additional generously sized bedrooms, including a charming fifth bedroom with a Romeo balcony overlooking peaceful lake views. Recent updates include a 2021 roof, 2023 water heater, 2023 exterior paint, and 2026 interior paint touch-ups. Outdoor living is enhanced by a spacious 10' x 50' screened patio and new pavers, both completed in 2025. Additional features include two attics and two AC units, providing excellent storage and functionality throughout. This home offers a wonderful combination of space, updates, and location in one of Fleming Island's desirable gated communities.

What to check on this one

  • Verify flood zone designation via FEMA map—Clay County Fleming Island often AE/VE
  • Obtain 2021 roof inspection report; confirm shingles/materials + any insurance carrier restrictions
  • Pull HOA docs: deed restrictions, rental rules, reserve funding, special assessments pending
  • Confirm water heater 2023 install date + warranty; verify septic or municipal sewer
  • Request 4-point inspection quote; 21-year-old home may affect insurance availability/cost

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,554/mo
Property tax (1.1% eff., Clay Co.)$628/mo
Homeowners insurance (est.)$400/mo
HOA$130/mo
All-in monthly (est.)$4,712/mo

Loan $548,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GAILEY ENTERPRISES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.