Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$165,000

7920 MERRILL Road 408, Jacksonville, FL 32277, Jacksonville, FL 32277

Merrill Pines

Price
$165,000
Beds / Baths
3 / 2
Living area
1,157 sqft
Year built
2006
Type
Condo
Lot
Garage
0
HOA
$220/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
186
Elementary
Don Brewer
Middle
Landmark
High school
Terry Parker

$143/sqft asking, vs a $129/sqft median across 26 closed sales in 32277 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this well maintained first floor condominium home in a GATED community. Freshly painted throughout, featuring generous 10 ft ceilings, with 3 bedrooms and 2 bathrooms. Easy cleaning with custom tile flooring throughout (NO CARPET)., except master bath. Full kitchen with stainless steel appliances, along with white, stackable washer and dryer. The split-bedroom design ensures privacy for owners and guests. The master bedroom includes a large walk-in closet. An additional storage unit is included which is accessed from the small covered patio. HVAC 9/2021. The tankless water heater , also adds value. This condo has one assigned parking space, but there is plenty of extra parking for an additional vehicle and/or guests. Enjoy the amenity center with clubhouse and pool. This condo home allows for easy access to I-295, JIA (Jacksonville International Airport), the beaches, UNF, and the St Johns Town Center providing excellent restaurants and shopping. Don't miss this o

What to check on this one

  • Verify condo milestone inspection (20-year-old building) and reserve study status required.
  • Obtain SIRS report and HOA financial statements for past 3 years.
  • Confirm flood zone designation and request elevation certificate if in AE/VE.
  • Review HOA lease/governing docs; verify no rental restrictions if you plan to rent.
  • Request HVAC service records since 2021 install and tankless water heater warranty transfer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$856/mo
Property tax (1.1% eff., Duval Co.)$151/mo
Homeowners insurance (est.)$292/mo
HOA$220/mo
All-in monthly (est.)$1,519/mo

Loan $132,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 1:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.