$500,000
0 JAMES Street, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
American Beach
- Price
- $500,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.11 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 187
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
Build your coastal dream home in historic American Beach, a charming subdivision of Amelia Island. This buildable residential lot is ideally situated just four blocks from the beautiful shores of the Atlantic Ocean. Close to public beach access, and bike trails. Mature trees and a natural elevated berm offer the best of Old Florida's coastal charm. Whether you're planning a primary residence, second home, or investment property, this lot presents an exceptional opportunity to own in one of Northeast Florida's most treasured coastal communities. Enjoy the relaxed lifestyle, rich history, and easy access to beaches, trails, and all that Fernandina Beach has to offer.
What to check on this one
- Verify exact flood zone designation and obtain FEMA flood map confirmation for this Amelia Island lot.
- Confirm lot is buildable—check Nassau County zoning, setbacks, and any deed restrictions on American Beach subdivision.
- Obtain elevation certificate if lot is in AE or VE flood zone; verify flood insurance requirements before purchase.
- Review utility availability: water, sewer, electric, gas lines to this 0.11-acre parcel.
- Confirm property survey is current and identifies any easements, wetlands, or environmental constraints.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $400,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Feb 26, 2026, 9:19 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.