$439,900
12307 N BUCKS HARBOR Drive N, Jacksonville, FL 32225
Harbor Winds
- Price
- $439,900
- Beds / Baths
- 3 / 2
- Living area
- 1,899 sqft
- Year built
- 2001
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 183
- Elementary
- Sabal Palm
- Middle
- Landmark
- High school
- Sandalwood
$232/sqft asking, vs a $212/sqft median across 951 closed sales in 32225 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this charming and well-maintained 3-bed, 2-bath single-family home in the desirable Harbor Winds subdivision. Enter through a shaded front lawn with a majestic oak tree and enjoy a spacious layout featuring a separate living and dining room, an open kitchen to family room with vaulted ceilings, and abundant cabinetry and workspace. The primary bathroom includes both a soaking tub and separate shower with upgraded lighting, while interior details add warmth and character throughout. Step out to the screened patio overlooking a private fenced backyard and pond views -- ideal for relaxing or entertaining. Additional features include a fenced yard, irrigation system, and a 2-car garage. This home has been lovingly cared for and is ready for your next chapter.
What to check on this one
- Verify actual flood zone and elevation certificate—listing shows unknown; check FEMA map.
- Get roof inspection report; home is 25 years old, nearing insurer age limits.
- Request 4-point inspection (roof, plumbing, electrical, HVAC) and wind-mitigation report.
- Confirm waterfront pond setbacks comply with city/county regulations and easements.
- Verify irrigation system maintenance history and any associated fees or liens.
- Review HOA bylaws for any rental restrictions, assessments, or upcoming special fees.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $351,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 INTEGRA. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:35 PM.
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