Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$78,000

0000 LILLY LAKE Road, Melrose, FL 32666, Melrose, FL 32666

Opal

Price
$78,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.69 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
190
Elementary
Keystone Heights
High school
Keystone Heights

Approximately 1.68 acre residential lot on spring fed, clear water Opal lake which is private and great for swimming and fishing. Conveniently located between Keystone Heights and Melrose provides easy commutes to Gainesville, Ocala, St Augustine and Jacksonville. Don't miss the rare opportunity to build on this beautiful lake!

What to check on this one

  • Verify waterfront setback and wetland buffer requirements with Clay County
  • Confirm buildable square footage after wetland/setback deductions
  • Check flood zone designation and elevation certificate need for Opal Lake
  • Obtain septic feasibility letter and soil percolation test status
  • Verify lake access rights and HOA/lake association dues or restrictions
  • Confirm well drilling feasibility and water quality on spring-fed property

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$405/mo
Property tax (1.1% eff., Clay Co.)$72/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$769/mo

Loan $62,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 8:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.