$129,900
0 HAWK HAVEN Road, Middleburg, FL 32068, Middleburg, FL 32068
**verifying Subd**
- Price
- $129,900
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 5 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 192
- Elementary
- Tynes
- Middle
- Wilkinson
- High school
- Middleburg
Beautiful untouched 5 acres with 125 ft on North Fork Black Creek. The lot is a dog leg shaped with 156 ft on Hawk Haven. Been told great fishing from lot. Homes only over 1300 sq ft area. No HOA or Cdd fees. Close to First Coast Expwy, shopping and hospital. Home will possibly need to be on silts due to flood plain. If built closer to front of property at roadway might not need elevation. Buyer to verify all pertinent information. Property is in a flood zone. Property is unimproved. Seller does not have a survey. Seller financing available with $40k down at 5% for 5 years. Property located just before 4369 and after fence. Property cannot be subdivided.
What to check on this one
- Obtain current flood zone map and elevation certificate for front vs. rear buildable areas
- Verify minimum home size requirement of 1,300 sq ft with Clay County zoning
- Get professional survey before purchase to confirm lot lines and exact creek/road frontage
- Confirm septic and well feasibility with Clay County Health Department
- Review seller financing terms: $40k down, 5% interest, 5-year term details and lender requirements
- Verify no subdivision allowed in deed restrictions or county records
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $103,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Feb 24, 2026, 7:46 PM.
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