Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$549,500

108 OCEANS Circle 108, Daytona Beach Shores, FL 32118

Oceans 25

Price
$549,500
Beds / Baths
3 / 3
Living area
2,118 sqft
Year built
2022
Type
Townhouse
Lot
0.05 ac
Garage
2
HOA
$240/mo
CDD
No
Flood zone
Unknown
County
Volusia
Days on market
194

Coastal living with beach access. Avoid high HOA costs. New townhome community with spacious living, 3 bedrooms, 2 1/2 baths and 2 car garage. Across the street is a county beach access walkover. Enter the unit on ground floor next to garage. Two guest bedrooms, bath and utility room on ground floor. Second floor is an expansive, open space for kitchen dining and great room. Small balcony provides breezes and peaks at the ocean and county beach access. Spacious living, large master bedroom and closet with contemporary bathroom. Perfect for year-round living in a coastal lifestyle or second home. Short term rentals allowed. Unit comes fully furnished so take advantage of this opportunity. Live in this contemporary styled townhome.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for this coastal Daytona Beach Shores address.
  • Verify HOA $240/month covers what; request 12-month budget, reserve study, and any pending special assessments.
  • Review short-term rental lease terms, guest restrictions, and local Daytona Beach Shores occupancy permit requirements.
  • Inspect roof age, warranty, and confirm insurer will cover this 2022 build near ocean.
  • Confirm furnishings inventory, condition, and what transfers at closing; clarify any landlord-tenant obligations.
  • Pull title for any liens or HOA liens; confirm no outstanding special assessments or easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,851/mo
Property tax (1.1% eff., Volusia Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$240/mo
All-in monthly (est.)$3,916/mo

Loan $439,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.