Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$605,000

4321 BOAT CLUB Drive, Jacksonville, FL 32277

St Johns Cay

Price
$605,000
Beds / Baths
5 / 4
Living area
3,307 sqft
Year built
2005
Type
Residential
Lot
0.28 ac
Garage
3
HOA
$71/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
95

HUGE Price Adjustment means BIG savings for you! Welcome to a home that feels like a permanent vacation. Located in the desirable St. Johns Cay community, this sprawling 5-bedroom residence offers the perfect balance of scale and comfort. Whether you're enjoying the drama of the grand foyer or relaxing in the multiple flex spaces, there is room to unwind or entertain. The outdoor living area is the heart of the home, featuring a saltwater pool, spa, and summer kitchen perfect for weekend BBQs. End your day on the second-story veranda, where French doors open to stunning views of Mill Cove. With two bedrooms on the main level and three upstairs, this layout provides the ultimate flexibility for families or a dedicated home office. Additional photos to come!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Verify roof age and condition; get 4-point inspection if approaching 20 years.
  • Review HOA documents, CC&Rs, and rental restriction rules for St. Johns Cay.
  • Inspect pool/spa equipment age, maintenance history, and salt system condition.
  • Confirm no polybutylene plumbing (pre-1995 risk); verify main water line material.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,139/mo
Property tax (1.1% eff., Duval Co.)$555/mo
Homeowners insurance (est.)$353/mo
HOA$71/mo
All-in monthly (est.)$4,118/mo

Loan $484,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 2:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.