$199,900
5535 GILA Street, Keystone Heights, FL 32656
Florida Frontier
- Price
- $199,900
- Beds / Baths
- 3 / 2
- Living area
- 1,352 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- 0.83 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 174
- Elementary
- Mcrae
- High school
- Keystone Heights
This spacious 3/2 sits on an oversized lot just outside of town, offering the perfect balance of privacy and convenience. Step inside to find fresh interior paint and brand-new carpet throughout, creating a clean and move-in-ready feel from the moment you enter. Brand new updated tile shower adds modern comfort, while the covered porch provides the ideal spot to ease into your mornings or unwind in the evenings. A whole-home water filtration system adds everyday value and peace of mind. Enjoy the privacy of a rural setting with no HOA, with the comfort of paved roads. Perfect central location for quick commuting to Palatka, Orange Park, Jax, or Gainesville. Zoned for ''A'' rated McRae Elementary and ''B'' rated KHHS. Home qualifies for 0% down through DPA. Some photos have been virtually staged.
What to check on this one
- Verify actual flood zone designation with FEMA map; get elevation certificate if AE/VE.
- Confirm manufactured home title status and any land lease terms with seller.
- Request septic system inspection records and well water quality test results.
- Obtain roof age documentation; verify insurance company will cover at 26 years old.
- Inspect plumbing materials; cast-iron/polybutylene issues common in 2000-era homes.
- Get written specifications on new water filtration system and warranty details.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $159,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 12:15 PM.
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