Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$450,000

455 W RIVER Road, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$450,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
2.05 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
193

A place to slow down, spread out, and enjoy the rhythm of the river. This beautiful slice of Old Florida offers approximately 2.05 acres on the St. Johns River, just a short drive about 10-15 minutes from downtown Palatka and roughly 35-45 minutes to Green Cove Springs. Whether you envision weekends on the water, gathering with family, or simply enjoying the quiet that comes with riverfront living, this property provides the setting to make it your own. The lot is mostly cleared, with classic Old Florida cypress trees lining the river and creating a natural, scenic backdrop. A covered dock with an electric boat lift is already in place, making time on the water easy and accessible. The artesian well, sturdy pole barn, and existing electric add functionality and flexibility for future plans. With no HOA, you have the freedom to use your land in a way that fits your lifestyle. Hop in the boat and head out for lunch at Six Mile Crab Shack in St. Augustine. to Renegades on the River in Welaka. You'll also find yourself in the heart of some of the best bass fishing waters in the country. Zoned Residential, Single-Family Estate, this is an opportunity to create a homestead that reflects how you want to live--uncomplicated, connected to nature, and rooted in the character of the St. Johns River.

What to check on this one

  • Confirm flood zone designation with FEMA map; elevation certificate may be required for future build.
  • Verify well water quality and septic feasibility; confirm existing utility easements and dock legality.
  • Request survey; confirm zoning permits future dwelling and workshop; check Putnam County setback rules.
  • Inspect pole barn and dock structural condition; verify electric service capacity for build-out plans.
  • Confirm riparian rights and St. Johns River access restrictions; title search for encumbrances.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Putnam Co.)$413/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,040/mo

Loan $360,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GREAT EXPECTATIONS REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 8:49 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.