$585,693
378 CRAFTON Circle, St. Johns, FL 32259, St. Johns, FL 32259
Watersong At Rivertown
- Price
- $585,693
- Beds / Baths
- 2 / 3
- Living area
- 2,121 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $183/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 18
*For MLS entry/comps only
What to check on this one
- Verify CDD bond payoff amount and remaining assessment timeline.
- Confirm HOA $183/mo covers what services; check for special assessments.
- Obtain flood zone designation and elevation certificate from county.
- Review builder warranty coverage and transferability to next owner.
- Request new construction permit sign-off and final CO documentation.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Principal & interest$3,039/mo
Property tax (1.1% eff., St. Johns Co.)$537/mo
Homeowners insurance (est.)$342/mo
HOA$183/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,268/mo
Loan $468,554 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NON MLS (realMLS). Data via realMLS (Northeast Florida MLS), updated Feb 20, 2026, 7:15 PM.
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