Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$134,900

2990 RAVINES Road 1422, Middleburg, FL 32068, Middleburg, FL 32068

The Ravines

Price
$134,900
Beds / Baths
1 / 2
Living area
848 sqft
Year built
1983
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$300/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
188

Tucked beneath the trees in the gated community of The Ravines, this thoughtfully designed 1-bedroom, 2-bath home offers quiet, low-maintenance living in a peaceful, wooded setting. The open living space is filled with natural light and features beautiful built-in shelving for both character and function. The kitchen stands out with warm butcher block countertops and easy flow for everyday living. The spacious primary suite offers comfort and privacy, while the second full bathroom gives guests their own dedicated space -- no sharing required. Step onto the back porch and unwind with tranquil tree views all around. Roof replaced in 2024 for added peace of mind. Move-in ready and easy to maintain -- it truly checks the boxes.

What to check on this one

  • Verify roof replacement documentation and warranty from 2024 work.
  • Obtain condo association milestone inspection and SIRS report status.
  • Review HOA governing docs, bylaws, and rental restriction rules.
  • Confirm flood zone designation and obtain elevation certificate if needed.
  • Request 5+ years condo reserve study and special assessment history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Clay Co.)$124/mo
Homeowners insurance (est.)$292/mo
HOA$300/mo
All-in monthly (est.)$1,416/mo

Loan $107,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.