Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$329,990

3431 HUMPHREY Street, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Amberly

Price
$329,990
Beds / Baths
3 / 3
Living area
2,294 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$39/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
194
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Clay

$144/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 20% below the area's closed prices. Condition and lot vary; that's what a showing is for.

The Thornton floor plan strikes the ideal balance between private retreats and open living spaces. On the second floor, you'll find the primary bedroom along with two additional bedrooms and a flexible loft area. The first floor is designed for both relaxation and entertaining, featuring a spacious great room that flows seamlessly into the dining area. The kitchen overlooks a cozy café area, perfect for casual meals. With 3 bedrooms, 2 baths, a 2-car garage, and a covered patio, this home offers comfort and style in every corner. Photos are representative of a Thornton Floorplan**

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement
  • Confirm CDD bond payoff amount and remaining assessment term
  • Review HOA covenants for rental restrictions and lease rules
  • Inspect roof/HVAC warranty coverage and transferability to buyer
  • Confirm builder closing timeline and any incentives/upgrades included

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Clay Co.)$302/mo
Homeowners insurance (est.)$292/mo
HOA$39/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,512/mo

Loan $263,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.