$45,000
106 BASIN Drive, Palatka, FL 32177, Palatka, FL 32177
St Johns Harbor
- Price
- $45,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.25 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 195
Build your dream home on this exceptional canal-front lot offering the perfect blend of waterfront living and custom design opportunity. This homesite could include a proposed 1,800 sq. ft. custom residence thoughtfully designed to maximize views and embrace the waterfront lifestyle. Enjoy direct canal access ideal for boating, kayaking, paddleboarding, or simply relaxing by the water's edge. The planned home features an open-concept layout, spacious primary suite, modern kitchen, and expansive windows to capture natural light and serene canal views. Outdoor living can be customized to include a covered lanai, patio, or even a private dock, creating the ultimate setting for entertaining or quiet evenings by the water. Or you can buy the lot for investment.
What to check on this one
- Confirm actual flood zone designation—waterfront Putnam County lots often in AE/VE zones.
- Verify canal access rights and any HOA/neighborhood deed restrictions on docks or structures.
- Obtain elevation certificate if flood zone is AE/VE; required for any future build.
- Check setback, height, and septic regulations with Putnam County before committing to design.
- Confirm utilities available (water, sewer, electric) and connection costs to this lot.
- Review any Army Corps or environmental permits needed for waterfront construction or dock.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $36,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DUCK REALTY INC. Data via realMLS (Northeast Florida MLS), updated Apr 29, 2026, 3:58 PM.
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