Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$198,000

170 VERACRUZ Drive 334, Ponte Vedra Beach, FL 32082, Ponte Vedra Beach, FL 32082

Grand Cay Villas Condo

Price
$198,000
Beds / Baths
1 / 1
Living area
924 sqft
Year built
1996
Type
Condo
Lot
Garage
0
HOA
$571/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
195
Elementary
Ponte Vedra Rawlings
Middle
Alice B. Landrum
High school
Ponte Vedra

$214/sqft asking, vs a $282/sqft median across 352 closed sales in 32082 over the last 12 months — 24% below the area's closed prices. This property is priced 24% below area comps, likely reflecting its smaller one-bedroom layout and lower price-per-square-foot than the $282 neighborhood average.

Welcome to effortless coastal living in the heart of Ponte Vedra Beach. This beautifully refreshed 1 bed/1 bath + flex room residence is perched on the third floor, offering privacy, tranquility, and soaring ceilings in the living room that create an airy, open feel rarely found in this price point. Sunlight pours through expansive windows, framing a peaceful canopy of mature trees, a serene, almost tree-house-like setting you'll enjoy every day. The condo updates include brand-new carpet throughout, fresh interior paint and new windows in the flex room, making it completely move-in ready. The versatile flex room is ideal for a home office, reading retreat, fitness space, or guest area, perfect for today's flexible lifestyle. Located inside a gated community just steps from TPC Sawgrass and only an 8-minute ride to the beach, you'll enjoy both convenience and exclusivity. Whether you're looking for a full-time residence, vacation escape, or investment opportunity, this light-filled top-floor condo offers location, comfort, and the unmistakable rhythm of coastal living.

What to check on this one

  • Obtain last 3 years condo financial statements and reserve study.
  • Request condo milestone inspection report if required by lender.
  • Verify flood zone designation and obtain elevation certificate if needed.
  • Confirm roof age and current insurance carrier acceptance.
  • Review HOA/condo lease restrictions on short-term rentals if investment intended.
  • Inspect plumbing for polybutylene lines; unit built 1996 is borderline risk.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,027/mo
Property tax (1.1% eff., St. Johns Co.)$182/mo
Homeowners insurance (est.)$292/mo
HOA$571/mo
All-in monthly (est.)$2,072/mo

Loan $158,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 4:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.