Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$125,000

3620 KIRKPATRICK Circle 9, Jacksonville, FL 32210

Willow Ridge

Price
$125,000
Beds / Baths
3 / 2
Living area
1,157 sqft
Year built
2006
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
195

$108/sqft asking, vs a $127/sqft median across 73 closed sales in 32210 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Affordable condo perfect for downsizing or First time Owners that don't want the upkeep of a yard . Community pool for summer swimming and gated community to keep the in laws out lol Cute unit waiting for it's new owners Showings only 12-2 & 4-7pm as tenant works from home

What to check on this one

  • Verify roof age and condition; 2006 condo may need inspection soon.
  • Request condo milestone/SIRS reports and reserve study status.
  • Confirm HOA documents, rental rules, and all fees included in $435/mo.
  • Obtain flood zone determination and check elevation certificate if applicable.
  • Verify plumbing type (polybutylene common in 2006—check for recalls/insurance issues).
  • Confirm tenant lease end date and buyout/lease-break terms before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$649/mo
Property tax (1.1% eff., Duval Co.)$115/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,491/mo

Loan $100,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ASSIST 2 SELL BUYERS & SELLERS PREMIER REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 5:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.