Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$229,990

32 MONTELLANO Road, St. Augustine, FL 32084

Cordera Townhomes

Price
$229,990
Beds / Baths
2 / 3
Living area
1,109 sqft
Year built
2026
Type
Townhouse
Lot
Garage
0
HOA
$113/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
156
Elementary
Webster
Middle
Murray
High school
St. Augustine

READY NOW! Enjoy Spacious Living and Smart Design with The Osmond. This Express Series townhome offers more than meets the eye. With 1,109 square feet, this beautifully crafted plan is the perfect blend of comfort and style with 2 bedrooms and 2.5 bathrooms. The Osmond's open-concept layout features a spacious kitchen which flows into a cozy living room, perfect for everyday living and entertaining. The large kitchen bar allows guests to gather and socialize while preparing meals. The sliding glass door leads to a covered patio allowing for seamless indoor and outdoor living. Upstairs, the main suite is your personal escape, complete with a roomy bathroom, vanity, and walk-in closet. Modern finishes and energy-efficient features make this home as practical as it is beautiful. The Osmond comes with D.R. Horton's exclusive Home Is Connected® smart home package, giving you integrated smart devices to keep you connected and in control.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Review HOA covenants for rental restrictions and short-term-rental eligibility.
  • Confirm builder warranty coverage, transferability, and Home Is Connected® system details.
  • Request HOA financial statements, reserve fund status, and any pending assessments.
  • Walk through final construction; document any punch-list items before closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,193/mo
Property tax (1.1% eff., St. Johns Co.)$211/mo
Homeowners insurance (est.)$292/mo
HOA$113/mo
All-in monthly (est.)$1,809/mo

Loan $183,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 6:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.