Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,250,000

1914 1ST Street, Neptune Beach, FL 32266, Neptune Beach, FL 32266

Oceanview

Price
$1,250,000
Beds / Baths
4 / 4
Living area
2,048 sqft
Year built
1959
Type
Residential
Lot
0.15 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
196
Elementary
Neptune Beach
Middle
Duncan Fletcher
High school
Duncan Fletcher

This property sits in the heart of Neptune Beach, one block from the ocean. Faces east. At 52' across the front and 111' deep, this lot is positioned to be the next step in the Renaissance that 1st Street is enjoying. It sits less than a mile to 'the Corner' - the Neptune Beach/Atlantic Beach dining and shopping hub. And ½ mile north of the Jax Beach Pier. Copies of the 1992 and 2024 surveys are attached under the Docs tab. Notice the ingress/egress easement. This lot contractually has permanent use to the easement provided by the neighboring lot (200 Margaret Street). For future re-development of this parcel, a driveway (and its impervious footprint) will therefore be unnecessary. A two-story duplex (built 1959) at the site - requiring moderate to significant renovations including a new roof - causes us to list this parcel at its land value. For the buyer with an interest in considering it as a reno project, we have included a new roof estimate under the Docs tab.

What to check on this one

  • Verify new roof installation date and warranty coverage details.
  • Obtain flood zone designation and elevation certificate from county.
  • Review 1992 and 2024 surveys for easement terms and impact on future development.
  • Confirm ingress/egress easement language with title company before closing.
  • Get detailed scope of moderate-to-significant renovation needs beyond roof.
  • Verify property is duplex; confirm zoning allows intended use post-renovation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,486/mo
Property tax (1.1% eff., Duval Co.)$1,146/mo
Homeowners insurance (est.)$729/mo
All-in monthly (est.)$8,361/mo

Loan $1,000,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 5:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.