Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$845,000

303 FOURTEENTH Street, St. Augustine, FL 32084

Pacetti North Beach

Price
$845,000
Beds / Baths
3 / 3
Living area
1,942 sqft
Year built
1994
Type
Residential
Lot
0.22 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
198
Elementary
Ketterlinus
Middle
Sebastian
High school
St. Augustine

$435/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 106% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 303 Fourteenth Street, a 3-bedroom, 3-bathroom home in St. Augustine's North Beach area, located just one block from Vilano Beach and minutes from historic downtown St. Augustine. Built in 1994 and offering 1,942 square feet, the home features en suite bathrooms in all three bedrooms, a 2-car attached garage, and a 100' x 100' lot, providing flexibility for full-time living or a coastal getaway. Natural light fills the main living area, where the living, dining, and kitchen spaces connect seamlessly for comfortable daily living and entertaining. The well-maintained interior offers an easy flow throughout the home, creating a practical layout that supports both relaxation and hosting. The design balances open gathering spaces with private bedroom retreats, making the home adaptable to a variety of needs. Outside, the 40-foot deck expands the living space and provides room for outdoor dining, morning coffee, or enjoying the coastal breeze. Mature trees offer shade and help create a comfortable outdoor environment throughout the year. The spacious lot provides additional opportunities for gardening, recreation, or simply enjoying the North Florida climate. Major system updates help reduce future maintenance concerns, including a roof replaced in 2014, an HVAC system approximately 12 years old, and a water heater replaced approximately 5 years ago. The property is located in FEMA Flood Zone AE, and buyers can conduct their own due diligence regarding flood insurance requirements and coverage options. Located near Vilano Beach, local restaurants, boating and fishing opportunities, and the attractions of historic downtown St. Augustine, this property places many of the area's most sought-after destinations within easy reach. Whether you're searching for a primary residence or a coastal getaway, 303 Fourteenth Street offers space, functionality, and a location that makes it easy to enjoy the St. Augustine beach lifestyle.

What to check on this one

  • Confirm exact roof age and installation date—new roof claim needs documentation.
  • Obtain flood zone designation and elevation certificate for 303 Fourteenth Street.
  • Verify plumbing material (polybutylene/cast-iron common in 1994 builds).
  • Review HVAC age and last service records.
  • Confirm no CDD or HOA fees apply to property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,385/mo
Property tax (1.1% eff., St. Johns Co.)$775/mo
Homeowners insurance (est.)$493/mo
All-in monthly (est.)$5,653/mo

Loan $676,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 8:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.