Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$145,000

2044 MT HERMAN Street, Jacksonville, FL 32209

Hendersonville

Price
$145,000
Beds / Baths
3 / 3
Living area
916 sqft
Year built
1924
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
201

Welcome to this beautifully remodeled 3-bedroom, 2.5-bath home on Jacksonville's Northside. Thoughtfully updated throughout, this property blends modern comfort with everyday functionality, offering a fresh, move‑in‑ready feel from the moment you step inside. Enjoy a stylish updated kitchen, a bright living room, foyer and a dedicated dining room. All bedrooms offer comfortable space, and the modern bathrooms add a fresh touch. The spacious backyard is perfect for relaxing, entertaining, or play. Move‑in ready and close to schools, parks, and shopping.

What to check on this one

  • Confirm actual roof age and material—1924 home likely needs replacement documentation or 4-point inspection
  • Obtain flood zone designation from FEMA map; request elevation certificate if in AE/VE zone
  • Verify plumbing type (cast-iron/polybutylene common pre-1975); get inspection report if original
  • Review all renovation permits and final inspections for kitchen, bathrooms, electrical updates
  • Get septic vs. municipal sewer confirmation and any service records if on septic
  • Order wind-mitigation inspection to document roof, opening protections for insurance discounts

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$752/mo
Property tax (1.1% eff., Duval Co.)$133/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,177/mo

Loan $116,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RED PHOENIX REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Sep 3, 2026, 4:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.