Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,395,000

145 SPANISH MARSH Drive, St. Augustine, FL 32095

Palencia

Price
$1,395,000
Beds / Baths
5 / 4
Living area
4,515 sqft
Year built
2014
Type
Residential
Lot
0.21 ac
Garage
3
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
201
Elementary
Palencia
Middle
Pacetti Bay
High school
Allen D. Nease

$309/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

From the moment you step inside, the openness of this home stands out. A wide, uninterrupted layout connects the dining area, kitchen, and main living space, all overlooking the pool and preserve--creating a bright, functional flow that's ideal for both everyday living and entertaining. The main level is thoughtfully designed with the primary suite offering direct access to the patio and pool, providing a private retreat with easy indoor-outdoor living. A dedicated office with doors for privacy, a butler's pantry, and a spacious three-car garage add to the home's functionality. Upstairs, you'll find a large loft-style landing, an expansive family room, a fitness space, and three additional bedrooms. Private balconies extend the living space outdoors, while hardwood flooring throughout adds a clean, cohesive finish. The Spanish Mediterranean design complements the coastal setting and overall feel of the home. Located within the highly sought-after Palencia community, residents enjoy access to a wide range of amenities, including an Arthur Hills championship golf course, tennis and pickleball courts, a junior Olympic pool, fitness center, and clubhouse. A scenic boardwalk leads through preserved wetlands to the Tolomato River, offering a unique connection to the natural surroundings. Palencia Elementary is conveniently located in the community, and Allen D. Nease High School is consistently ranked among the top public schools in the area. This home offers a rare combination of space, layout, and community amenities in one of Northeast Florida's most desirable neighborhoods.

What to check on this one

  • Confirm flood zone designation and elevation certificate for AE/VE risk assessment.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Order 4-point inspection and wind-mitigation report (2014 roof eligible for discounts).
  • Confirm pool equipment age, warranty status, and recent service records.
  • Review Palencia HOA/CDD amenity access terms and any rental restrictions.
  • Verify roof age documentation and current insurer acceptance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,238/mo
Property tax (1.1% eff., St. Johns Co.)$1,279/mo
Homeowners insurance (est.)$814/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$9,508/mo

Loan $1,116,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 7:24 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.