Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,008,000

1885 STATE ROAD 13 N, Fruit Cove, FL 32259, Fruit Cove, FL 32259

Metes & Bounds

Price
$2,008,000
Beds / Baths
4 / 5
Living area
3,488 sqft
Year built
2026
Type
Residential
Lot
2 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
200
Elementary
Cunningham Creek
High school
Bartram Trail

$576/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 161% above the area's closed prices. Condition and lot vary; that's what a showing is for.

LOT HOME PACKAGE - The Monica floor plan offers 3,488 square feet of thoughtfully designed luxury, featuring four bedrooms, four baths, and a four-car garage situated on a 2 acre lot. A grand entry leads to a spacious dining room and study, while the vaulted living room flows seamlessly into the kitchen and nook. The master suite is a private retreat, with French doors to the lanai, a spa-inspired bath, and a large walk-in closet. Additional bedrooms provide comfort and privacy, and flexible spaces like a game room and cabana guest suite allow for customization. Tailor the Monica with ICI Homes' wide array of options to create your dream home.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if in AE/VE
  • Verify builder warranty coverage terms and transferability to future owners
  • Review final site plan for setbacks, easements, and utility locations on 2-acre lot
  • Confirm pool permit status, equipment specs, and maintenance responsibility
  • Request certificate of occupancy timeline and final closing walk-through schedule

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$10,419/mo
Property tax (1.1% eff., St. Johns Co.)$1,841/mo
Homeowners insurance (est.)$1,171/mo
All-in monthly (est.)$13,431/mo

Loan $1,606,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LPT REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 11:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.