Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

15608 WHISPERING FIR Drive, Jacksonville, FL 32218, Jacksonville, FL 32218

Seaton Creek Reserve

Price
$360,000
Beds / Baths
4 / 3
Living area
2,006 sqft
Year built
2024
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$129/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
201

$179/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Better than new and truly move-in ready, this beautifully maintained 4-bedroom, 3-bath home offers upgraded features the builder is no longer including. Bright, airy, and impeccably cared for, the interior showcases quartz countertops, wood-look tile flooring, abundant natural light, and statement lighting that elevates each space. A private bedroom with its own ensuite bath provides exceptional flexibility for guests or multi-generational living. The custom built-in entertainment wall with adjustable accent lighting creates a striking focal point in the main living area. Step outside to a screened lanai overlooking protected community green space with no direct rear neighbors, offering added privacy while still enjoying neighborhood living. All appliances and water softener convey. Resort-style amenities include pool, fitness center, playground, and tennis courts. Experience this beautiful home and community in person and schedule your showing today

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE.
  • Review CDD bond payoff amount and remaining assessment schedule.
  • Confirm HOA $129/mo includes all amenities; request 12-month budget.
  • Request builder warranty documentation and transferability terms.
  • Inspect water softener conveyance in writing; verify all appliances included.
  • Pull 4-point inspection report if available; confirm roof/HVAC/electrical/plumbing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Duval Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$129/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,786/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated May 8, 2026, 8:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.