Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

10858 HAMILTON DOWNS Court, Jacksonville, FL 32257, Jacksonville, FL 32257

Hamilton Downs

Price
$499,900
Beds / Baths
5 / 2
Living area
2,573 sqft
Year built
1999
Type
Residential
Lot
0.33 ac
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
201

$194/sqft asking, vs a $193/sqft median across 576 closed sales in 32257 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Fantastic location near the end of a quiet cul-de-sac in a gated community! Enjoy peace of mind with a new roof (2017) and newer HVAC. Step inside to a bright, open floor plan featuring diagonal tile flooring and a spacious layout. The living room offers a two-way wood-burning fireplace, shared with the family room—perfect for cozy evenings and entertaining. The large kitchen showcases beautiful quartz countertops and custom cabinetry, ideal for home chefs. A split-bedroom layout provides added privacy, with the primary suite on one side and three additional bedrooms on the other, plus a huge bonus room upstairs complete with a vanity and large closet—perfect for a game room, office, or guest space. Tile and wood flooring throughout adds both style and easy maintenance. Relax in your screen-enclosed Florida room, overlooking scenic lake views and a nature preserve—an ideal setting for family BBQs or entertaining friends.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Confirm roof installation date (2017) with contractor invoice and check insurer approval.
  • Review gated community HOA documents, CC&Rs, and current $50/mo fee structure.
  • Inspect HVAC age, maintenance records, and remaining warranty coverage.
  • Verify waterfront/lake setback compliance and any homeowner maintenance obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Duval Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$50/mo
All-in monthly (est.)$3,394/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EAGLES WORLD REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 5:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.