Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$40,000

5646 INDIAN Trail, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Oak Forest

Price
$40,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
2.5 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
173

This private 2.5 acre lot in Keystone Heights is waiting for you to build your dream home! Zoning allows for stick built and manufactured homes. Partially cleared! You won't want to miss this rural paradise.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm zoning permits stick-built and manufactured homes; get written approval.
  • Check septic feasibility and well water availability with county.
  • Inspect cleared portions for fill/soil stability; obtain soil report.
  • Verify lot access, easements, and utility line locations with county.
  • Confirm no liens, back taxes, or title defects before offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$208/mo
Property tax (1.1% eff., Clay Co.)$37/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$537/mo

Loan $32,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 1:07 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.