Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$3,994,999

354 11TH Street, Atlantic Beach, FL 32233

Old Atlantic Beach

Price
$3,994,999
Beds / Baths
5 / 5
Living area
4,807 sqft
Year built
2025
Type
Residential
Lot
0.17 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
201
Elementary
Atlantic Beach
Middle
Mayport
High school
Duncan Fletcher

$831/sqft asking, vs a $350/sqft median across 448 closed sales in 32233 over the last 12 months — 138% above the area's closed prices. Condition and lot vary; that's what a showing is for.

In the heart of Atlantic Beach, just 2.5 short blocks from the ocean, this never-lived-in custom residence offers 4,807 SF of refined warm neutrals & effortless beachside living. Located on one of the area's most desirable streets, it blends modern design with timeless elegance. CUSTOM BUILT! CONCRETE 1ST LEVEL, 10' ceilings thru-out, an open-concept layout create light-filled living spaces ideal for both entertaining & everyday comfort. The chef's kitchen anchors the main level, flows seamlessly to expansive living & dining areas designed for connection & ease. This home integrates the indoor and outdoor living, stacked floor to ceiling glass doors lead to a very PRIVATE backyard, resort-like setting FULLY FENCED, salt water pool & spa. The spacious primary suite is a private retreat with spa-inspired finishes, while secondary bedrooms provide comfort and privacy. The home design offers an option to add an elevator. LIVE THE DREAM

What to check on this one

  • Verify actual flood zone designation with FEMA flood map—listing shows unknown.
  • Confirm roof warranty coverage and material specifications for new construction.
  • Review builder's 1-year new home warranty details and claim process.
  • Inspect pool/spa equipment, salt system maintenance plan, and transferability.
  • Obtain survey and verify setback compliance on 0.17-acre lot.
  • Confirm HOA/CDD absence in writing; verify no future assessments planned.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$20,729/mo
Property tax (1.1% eff., Duval Co.)$3,662/mo
Homeowners insurance (est.)$2,330/mo
All-in monthly (est.)$26,721/mo

Loan $3,195,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 11:50 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.