Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$540,000

187 SORREL Street, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$540,000
Beds / Baths
4 / 3
Living area
2,046 sqft
Year built
2001
Type
Residential
Lot
1.25 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
203

$264/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 46% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this two-story 4 bedroom, 3 bathroom home with 9' ceilings, located on 1.25 acres in Clay County with NO HOA. Enjoy outdoor living with a covered back porch and above-ground pool with deck, perfect for entertaining. Clay County is a Top 10 school district in Florida. Major updates include a roof (2022), water heater (2025), and two AC units (2025), along with new flooring throughout, new carpet, fresh interior and exterior paint, updated lighting, new crown molding and trim, and a new washer and dryer. The home features a wood-burning fireplace, gas stove, and custom built-in coffee bar. A guest bedroom downstairs next to a full bath is ideal for elder guests, with its own private exterior access. A large walk-in room offers flexibility as a small home office, playroom, or storage space. The 36x60 pole barn is wired for 220V, use as a workshop, or parking boats or a camper, plus an additional 20x12 shed. Enjoy peaceful country living just minutes from town!

What to check on this one

  • Verify exact flood zone designation with Clay County Property Appraiser—unknown status needs clarification.
  • Confirm roof 2022 installation date and get roofing contractor/warranty documentation for insurer compliance.
  • Request AC unit 2025 install receipts and verify both units are properly registered with insurers.
  • Obtain pole barn 220V wiring inspection/permit records and clarify any commercial-use restrictions.
  • Confirm septic system service records and last pump-out date for 1.25-acre lot maintenance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,802/mo
Property tax (1.1% eff., Clay Co.)$495/mo
Homeowners insurance (est.)$315/mo
All-in monthly (est.)$3,612/mo

Loan $432,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Jul 21, 2026, 11:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.