$3,300,000
822 S FLETCHER Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Metes & Bounds
- Price
- $3,300,000
- Beds / Baths
- 3 / 4
- Living area
- 2,846 sqft
- Year built
- 2008
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 202
$1160/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 357% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Impeccably maintained, this OCEANFRONT MASTERPIECE boasts 75 FEET OF DIRECT OCEAN FRONTAGE and a GENEROUSLY SIZED LAYOUT WITH BEDROOMS THAT SLEEPS 10+. Built with a CEMENT BLOCK, HARDYBOARD EXTERIOR and NEWER HVACs & GALVANIZED METAL ROOF, it boasts both a majestic presence and incredible durability against the elements. No long boardwalks, no hauling beach gear, this is true oceanfront living. Unlike many oceanfront areas further down the road, THIS HOME IS POSITIONED ON A NON-DRIVABLE SECTION OF BEACH, OFFERING UNINTERRUPTED VIEWS, NATURAL DUNES, AND A FAR MORE PRIVATE COASTAL EXPERIENCE. Spanning a well-designed layout, IT MAXIMIZES OCEAN VIEWS AT EVERY LEVEL effortlessly connecting all living space by a PRIVATE ELEVATOR for convenient access. The top floor main living area is designed for relaxed coastal living, with a WALL OF FLOOR-TO-CEILING GLASS DOORS THAT FRAME JAW-DROPPING OCEAN VIEWS AND OPEN ONTO A SPRAWLING DECK, perfect for sunrises and stargazing. The airy OPEN-CONCEPT layout flows beautifully from kitchen to dining to living, with all spaces oriented toward the ocean. The CHEF'S KITCHEN features a large eat-in island, premium white cabinetry, granite counters, and a wet bar for easy entertaining. All BEDROOMS ARE OVERSIZED AND FEATURE AN ENSUITE BATH, ALONG WITH PANORAMIC OCEAN AND BEACH VISTAS. STYLISH FURNISHINGS ARE NEGOTIABLE and create a fun beachy vibe, while premium finishes add touches of luxury and indulgence. ENJOY 10 FOOT CEILINGS, GAS FIREPLACE AND NO CARPETONLY WARM CHERRY-HUED PLANK FLOORING for low-maintenance beachside living. LOCATED JUST ONE WALKABLE MILE FROM DINING AND ENTERTAINMENT, this turn-key coastal retreat is designed for joy, relaxation, and lifelong memories.
What to check on this one
- Verify exact flood zone (AE/VE) and obtain elevation certificate for oceanfront property
- Confirm roof age—metal roof installation date and warranty coverage details
- Get 4-point inspection and wind-mitigation report (oceanfront, 16 years old)
- Review flood insurance requirements, costs, and carrier availability for oceanfront
- Inspect galvanized metal roof condition and any salt-spray corrosion on exterior
- Verify HVAC replacement dates and confirm marine-grade maintenance history
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $2,640,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CENTURY 21 MILLER ELITE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 1:41 PM.
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