Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$311,000

978 TAMMY COVE Lane, Jacksonville, FL 32218, Jacksonville, FL 32218

Hart Estates

Price
$311,000
Beds / Baths
3 / 2
Living area
2,028 sqft
Year built
1993
Type
Residential
Lot
0.54 ac
Garage
2
HOA
$26/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
204
Elementary
Biscayne
Middle
Highlands
High school
First Coast

$153/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Introducing 978 Tammy Cove Ln, a property that has been tastefully updated to meet your needs. The home boasts fresh interior paint, giving it a clean and modern feel. The partial flooring replacement adds a touch of elegance and durability. The cozy fireplace is perfect for those chilly evenings, while the new appliances, all in stainless steel, add a sleek touch to the kitchen. The primary bathroom is a haven of relaxation with double sinks, and a separate tub and shower for your convenience. Outside, a covered patio awaits for your outdoor enjoyment. This property is a perfect blend of comfort and style, making it a must-see. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Verify actual roof age and condition; get inspector estimate for remaining life
  • Confirm flood zone designation—request elevation certificate if in AE or VE
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) given 1993 build year
  • Check for polybutylene plumbing lines; confirm all replaced if present
  • Review HOA $26/mo covenants—verify no restrictions on renovations already done
  • Inspect HVAC system age and servicing records; cross-check warranty coverage

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,614/mo
Property tax (1.1% eff., Duval Co.)$285/mo
Homeowners insurance (est.)$292/mo
HOA$26/mo
All-in monthly (est.)$2,217/mo

Loan $248,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Jul 24, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.