Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$599,000

1250 MCDUFF Avenue S, Jacksonville, FL 32205, Jacksonville, FL 32205

Avondale

Price
$599,000
Beds / Baths
2 / 2
Living area
2,800 sqft
Year built
1949
Type
MultiFamily
Lot
0.13 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
153

Owner financing available! Located in the heart of Jacksonville's vibrant Riverside Avondale Historic District, this versatile mixed-use property at 1250 McDuff Avenue South offers a rare opportunity to live, work, or invest in one of the city's most walkable and sought-after neighborhoods. The first-floor commercial space spans approximately 1,800 square feet and allows a wide range of uses by right, including medical or professional office, retail sales, service establishments, and restaurant use--making it ideal for owner-operators or investors seeking flexible income potential. Commercial Neighborhood zoning is scarce in Riverside Avondale, with only three small areas--less than 35 properties total--making this a highly desirable location to operate a business. Upstairs, the residential unit is a charming 2-bedroom, 1 bathroom apartment of roughly 1,100 square feet, featuring hardwood floors and a charming midcentury bathroom that adds character and warmth. The layout is well suited for an owner-occupant, employee housing, or long-term rental. The location creates for a high rental value as it is within walking distance to the Avondale and King Street Shopping Districts, the Riverside Community Garden, Willowbranch Park, and the St. Johns River. The commercial space was leased to long-term tenants at below-market rents, presenting clear upside for future value. Whether you envision a live/work setup, renting one space to offset expenses, or utilizing the full space for one commercial use, the options here are compelling. While located within the historic district, the building itself is not a contributing structure, offering added flexibility for future use. Take advantage of this rare opportunity for a mixed-use property in one of the most desirable neighborhoods in Jacksonville. NOTE: This property is also listed under Residential MLS #2129351 and Commercial MLS #2129351

What to check on this one

  • Verify actual flood zone designation at FEMA flood map—listed as unknown.
  • Get roof inspection report; 1949 build likely requires 4-point + wind-mitigation.
  • Confirm plumbing type (cast-iron pre-1975 era likely → replacement cost).
  • Review commercial zoning ordinance restrictions and permitted uses in writing.
  • Inspect HVAC age and condition; verify separate systems for commercial/residential.
  • Obtain owner-financing terms in writing; verify lender requirements + appraisal.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,108/mo
Property tax (1.1% eff., Duval Co.)$549/mo
Homeowners insurance (est.)$349/mo
All-in monthly (est.)$4,006/mo

Loan $479,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 3:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.