Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$525,997

290 OLD FOREST Road, St. Augustine, FL 32092, St. Augustine, FL 32092

Elm Ridge

Price
$525,997
Beds / Baths
3 / 3
Living area
2,414 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$133/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
204

$218/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Up to $15k CC for any deal using our preferred lender. Rates as low as 4.99! On the main floor of the beautiful Laurel plan, you'll find a convenient powder room, a spacious great room and an open dining room that flows into a well- appointed kitchen with a center island and a roomy pantry. You'll also appreciate a convenient storage area and a tranquil covered patio. Upstairs, discover a loft, a laundry and three bedrooms highlighted by a luxurious primary suite boasting a private bath with double sinks and an oversized walk-in closet. A shared bathroom rounds out this level. Our designer-curated fixtures and finishes are sure to impress! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change without notice.

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement with county.
  • Verify HOA $133/mo covers what; confirm no additional CDD assessments pending.
  • Request actual home photos—listing notes sample images only, confirm final finishes match.
  • Confirm builder's 10-year structural warranty and 2-year appliance coverage in writing.
  • Verify closing timeline; home is new construction (2026), confirm occupancy/deed date.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,729/mo
Property tax (1.1% eff., St. Johns Co.)$482/mo
Homeowners insurance (est.)$307/mo
HOA$133/mo
All-in monthly (est.)$3,651/mo

Loan $420,798 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AXEN REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.