Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$350,000

173 RIBERIA Street B, St. Augustine, FL 32084, St. Augustine, FL 32084

Dumas Tract

Price
$350,000
Beds / Baths
2 / 1
Living area
520 sqft
Year built
1925
Type
Residential
Lot
0.05 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
208

$673/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 219% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming 2-Bedroom Home in Historic Downtown St. Augustine Step into the perfect blend of historic charm and modern convenience with this delightful 2-bedroom, 1-bath home in the heart of downtown St. Augustine. Nestled in Lincolnville surrounded by timeless beauty this home places you in the center of the city's rich history and vibrant culture. Relax on front porch, perfect for sipping morning coffee or unwinding in the evening while enjoying the warm Florida breeze. Inside, the home offers a comfortable layout with plenty of space to personalize and make your own. Located just steps from boutique shops, cozy cafés, top-rated restaurants, and iconic historic landmarks, every day feels like a vacation. Whether strolling the historic streets, taking in waterfront views, or exploring the local art and dining scene, this home offers a lifestyle unlike any other. Updated photos coming soon!

What to check on this one

  • Verify actual flood zone designation—St. Augustine historical areas often flood; get elevation certificate if in AE/VE.
  • Roof age and condition critical—101-year-old home needs inspection; verify insurance availability before closing.
  • Confirm plumbing type (cast-iron/galvanized risk from 1925 build); budget for potential replacement.
  • Get full 4-point inspection; older masonry/foundation movement common in historic downtown St. Augustine.
  • Verify septic vs. municipal sewer; if septic, obtain service records and tank location.
  • Review any historic district restrictions on exterior modifications and permitting requirements with city.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,816/mo
Property tax (1.1% eff., St. Johns Co.)$321/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,429/mo

Loan $280,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 LIGHTHOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.