Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$921,296

87 ILLUMINATION Drive, Ponte Vedra, FL 32081

Reflections

Price
$921,296
Beds / Baths
4 / 4
Living area
3,202 sqft
Year built
2026
Type
Residential
Lot
0.22 ac
Garage
3
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Pine Island Academy
Middle
Pine Island Academy
High school
Allen D. Nease

The Denali is a 3,166 sq/ft., 2 story home with 4 bedrooms & 3.5 baths. The entry welcomes visitors into the foyer and flex room. The gathering & dining rooms are both open to the kitchen with views to the covered lanai. The kitchen has a large working pantry with upper and lower cabinets. A large master with elegant bath has a huge walk-in closet that is connected to the laundry room and family foyer for added convenience. Three secondary bedrooms and two hall baths are located upstairs adjacent to a large bonus room, perfect for game night.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment schedule
  • Confirm builder warranty coverage terms and transferability to buyer
  • Review HOA docs for rental restrictions and lease-transfer rules
  • Obtain final Certificate of Occupancy and all builder closing documents
  • Confirm all appliances, HVAC, and systems are operational pre-closing

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,780/mo
Property tax (1.1% eff., St. Johns Co.)$845/mo
Homeowners insurance (est.)$537/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$6,399/mo

Loan $737,037 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GPS REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Jun 8, 2026, 7:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.