Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$620,000

8580 PALMO FISH CAMP Road G, St. Augustine, FL 32092, St. Augustine, FL 32092

Palmo

Price
$620,000
Beds / Baths
3 / 2
Living area
1,620 sqft
Year built
1999
Type
Residential
Lot
0.48 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
202
Elementary
Picolata Crossing
Middle
Pacetti Bay
High school
Tocoi Creek

$383/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 87% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Turnkey St Johns River lifestyle home and income producing asset! Welcome to a life defined by water, freedom, and unforgettable views along the St. Johns River. This isn't just a home--it's a daily escape into the kind of Florida living most people only experience on vacation. Wake up to peaceful, north-facing river views and end your evenings with glowing sunsets reflecting across the water. Inside, the 3-bedroom, 2-bath layout is warm, inviting, and intentionally designed to create a balance of comfort, connection, and quiet retreat. Step outside and your lifestyle truly begins. Your private dock and boathouse--complete with a covered slip and electric lift--make it effortless to get out on the water at a moment's notice. Spend your days cruising to nearby waterfront restaurants, exploring marinas, fishing at sunrise, or simply drifting along with the breeze .Some photos are AI generated to show what the space can look like. The property is equally functional as it is enjoyable, with ample space for all your toys and gear thanks to a detached garage, carport, and storage shed--perfect for embracing an active, outdoor lifestyle without compromise. Whether you're looking for a personal riverfront retreat, a weekend escape, or a proven income-producing short-term rental, this property offers the rare opportunity to live, earn, and unwind--all in one place.

What to check on this one

  • Verify flood zone designation and elevation certificate for St. Johns River waterfront property.
  • Confirm manufactured home insurance availability and rates at age 27.
  • Get roof inspection report and confirm material/age for insurer requirements.
  • Verify septic system service history and any environmental permits for waterfront.
  • Review dock, boathouse, lift permits and riparian/wetland compliance with county.
  • Confirm short-term rental eligibility and any St. Johns County restrictions on income use.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,217/mo
Property tax (1.1% eff., St. Johns Co.)$568/mo
Homeowners insurance (est.)$362/mo
All-in monthly (est.)$4,147/mo

Loan $496,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE WILKINS WAY. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 10:12 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.