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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$119,900

3165 RAVINES Road 3601, Middleburg, FL 32068

Ravines

Price
$119,900
Beds / Baths
1 / 1
Living area
420 sqft
Year built
1984
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$246/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
208

***Price Improvement*** Charming Studio Condo in Private Gated Community Escape to your serene oasis in this delightful condo located in the heart of Middleburg, FL. Nestled within a peaceful, gated community, this first-floor unit offers a perfect blend of comfort and tranquility. Key Features: Inviting open-concept living. Nature view from your private rear patio--ideal for morning coffee or evening relaxation. Quiet, serene surroundings perfect for unwinding after a long day. Brand new HVAC 2024 Community Amenities: Secure gated access for peace of mind. Beautifully naturally landscaped tree covered grounds. Don't miss this opportunity to own a slice of paradise in Middleburg. Whether you're a first-time buyer, looking to downsize, or seeking a peaceful retreat, this condo has what you need.

What this home really costs per month

Principal & interest$622/mo
Property tax (1.1% eff., Clay Co.)$110/mo
Homeowners insurance (est.)$292/mo
HOA$246/mo
All-in monthly (est.)$1,270/mo

Loan $95,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BEAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 9:58 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.